HSBC UAE
International bank with the strongest UAE non-resident mortgage product. Particularly competitive for British, Hong Kong and Singapore-based buyers with HSBC Premier banking relationships.
HSBC is the international bank of choice for non-resident mortgages in Dubai. If you bank with HSBC in the UK, Hong Kong, Singapore or another market, the UAE mortgage application can leverage that existing relationship — pre-approval is typically faster and underwriting is more accommodating. HSBC Premier customers get the most favourable pricing. For purely-domestic UAE residents, HSBC is competitive but not always the rate leader.
HSBC UAE mortgage rates
| Bank | Product | Type | Rate | Max LTV | Min salary | Effective |
|---|---|---|---|---|---|---|
| HSBC UAE | Resident Home Loan — 5-year fixed | Fixed 5y | 4.59% | 80% | AED 20K | — |
| HSBC UAE | Non-resident Home Loan | Fixed 5y | 4.89% | 60% | AED 25K | — |
Source: HSBC UAE published rates page. Refreshed daily by our ingest worker. Always verify with the bank before relying on a rate. View original page →
FAQs — HSBC UAE mortgages
Why use HSBC for a UAE mortgage if you're a non-resident?
HSBC can leverage your existing HSBC banking relationship in your home country (UK, Hong Kong, Singapore, etc.) — underwriting is faster, documentation is lighter, and HSBC Premier customers often negotiate sharper margins. For non-residents without an existing HSBC relationship, other UAE banks may be more competitive.
Get pre-approved with HSBC UAE.
We refer you directly to HSBC UAE's mortgage team — no middleman fees, no commission games.