First Abu Dhabi Bank (FAB)
Largest UAE bank by total assets. Competitive on rates and well-set up for high-net-worth applicants and prime-property mortgages above AED 5M.
FAB is the top of the UAE banking pyramid by balance sheet. Its mortgage book skews toward larger ticket sizes — the bank is particularly competitive on prime property mortgages above AED 5M and on UAE nationals. Pre-approval timelines are 3–5 business days. FAB's Elite/Private banking customers can negotiate discount margins on listed rates.
First Abu Dhabi Bank (FAB) mortgage rates
| Bank | Product | Type | Rate | Max LTV | Min salary | Effective |
|---|---|---|---|---|---|---|
| First Abu Dhabi Bank (FAB) | Home Loan — 3-year fixed | Fixed 3y | 4.29% | 80% | AED 15K | — |
| First Abu Dhabi Bank (FAB) | Prime Mortgage (>AED 5M property) | Fixed 5y | 4.59% | 70% | AED 50K | — |
| First Abu Dhabi Bank (FAB) | UAE National Mortgage | Fixed 5y | 3.99% | 85% | AED 12K | — |
Source: First Abu Dhabi Bank (FAB) published rates page. Refreshed daily by our ingest worker. Always verify with the bank before relying on a rate. View original page →
FAQs — First Abu Dhabi Bank (FAB) mortgages
Why is FAB attractive for high-value Dubai property purchases?
FAB's prime mortgage product (designed for properties above AED 5M) is competitively priced and the bank's prime/private banking team can negotiate margins for clients with significant assets-under-management with the bank.
Get pre-approved with First Abu Dhabi Bank (FAB).
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